Broker ecosystem pricing: turn your client book into a connected ecosystem

One adviser, one ecosystem, one client book

Every Theo Adviser Ecosystem is built around the relationship between one designated mortgage adviser and their connected clients. Your plan’s capacity sets how many clients can connect to your ecosystem. It never adds adviser accounts or shared access.

If several advisers in a firm use Theo, each participating adviser has their own ecosystem. That keeps client relationships clear, gives each adviser their own opportunity list, and scales cleanly from one adviser to a network.

Included on every plan

A Starter ecosystem monitors a smaller book with exactly the same tools as a High Volume one. Every plan includes book analytics, opportunity detection with fixed rate expiry, rate beaten and loan to value signals, lead and enquiry management, connected client profiles, the adviser profile your clients see, and broker market intelligence.

What happens as your book grows

You are warned when your ecosystem reaches 90% of its capacity. At the limit, new connections pause until you move up a plan; clients already connected are never cut off. You can ask for a bigger plan from your Control Centre at any time, and it applies straight away once approved.

Moving to a smaller plan is straightforward while your connected clients fit within it. Moving below the number already connected to you is only by agreement and carries a fee, and even then nobody is disconnected.

Broker ecosystem pricing for teams and networks

Five participating advisers means five Adviser Ecosystems; twenty-five means twenty-five. Larger deployments can have volume arrangements based on adviser numbers. Management Intelligence, from £299 a month, adds a view across the whole firm: opportunities, expiries, client engagement and adviser activity, compared by team and branch.

For networks and enterprise deployments, pricing is built around the number of ecosystems, the client numbers behind them and the management layer needed above. Talk to us about your team.

Getting set up

The firm registers once and lists the advisers who are joining. Each adviser receives their own secure invitation and completes a short profile: name, work email, work telephone, FCA individual reference number where applicable, and a photo. Theo checks the firm and every adviser on the FCA Register before anything goes live, then each ecosystem activates, ready for clients to connect. Larger firms can onboard advisers in bulk.